• Welcome Benefits
• Exclusive Offers on Select Brands
• Reward Points

AU NOMO Credit Card

Whether you're getting a Credit Card for the first time or you’re someone with no credit history, you can now enjoy a Credit Card and its benefits! Introducing AU NOMO Credit Card – your gateway to a world of exciting offers, rewards and payment flexibility.

Features and Benefits

✔ Welcome Benefit

• Begin your journey with NOMO and earn 500 Reward Points on your very first transaction within 30 days of card setup.

✔ Reward Points

• Earn 2 Reward Points for every ₹100 spent on retail purchases and 1 Reward Point for every ₹100 spent on utility and insurance transactions.Note: Cash, Rent, Education & Govt, EMI, Fuel, BBPS and Quasi Cash transactions are not eligible for Reward Points. Cardholders will earn a maximum of 100 Reward Points per transaction on Utility & Telecom spends.

✔ Milestone Benefits

• Cross ₹25,000 retail spends in a quarter & get 500 Reward Points plus receive an additional 500 Reward Points on retail spends of ₹50,000 in a quarter.
• Fuel & Cash transactions will not be considered for Milestone benefit calculation.

✔ Lower International Markup Fee

• Enjoy international transactions with a lower Forex Markup of just 0.99%.

✔ Domestic Airport Lounge Access

• Unwind during your travel with 2 Complimentary access to Domestic Airport Lounges per quarter upon achieving Rs. 30,000 spends in previous quarter.

✔ Railway Lounge Access

• Recharge before your journey with 2 Complimentary Railway Lounge visits per calendar quarter using your NOMO Card.
• Add-on cardholders can also enjoy Railway Lounge Access within the mentioned complimentary number of visits.

✔ Fuel Surcharge Waiver

• Save more on your commutes. Get 1% Fuel Surcharge Waiver for transactions between ₹400 and ₹5,000 at all fuel stations across the country (up to ₹100 per statement cycle).

✔ AU Rewardz

• Redeem your Reward Points for a variety of benefits, including e-vouchers, merchandise, mobile / DTH recharges, and flight / hotel bookings from our curated rewards catalogue at AU Rewardz.

✔ Card Liability Cover

• In an unfortunate event of loss of Credit Card, you carry zero liability on any fraudulent transactions made with card after reporting the loss to the bank.
• Also, you are protected against Card Counterfeit/Skimming and Online frauds.

✔ Contactless Card Usage

• Make payments securely and conveniently. Tap and pay at participating merchants without entering your PIN for transactions up to ₹5,000.

✔ Xpress EMI

• Convert transactions worth ₹2,000 or more into easy EMI options with a simple call to our Customer Care helpline.

✔ Fees & Charges

• Joining Fee: ₹199 + applicable taxes

Eligibility Criteria

• Age Range: 18 to 75 years.
• Citizenship: Resident Indian.
• Creation and maintenance of a fixed deposit.
• (Please note: Criteria is indicative; approval is subject to AU Small Finance Bank's discretion.)